Insurance & Financing

At Carmichael Dental Care, we understand the importance of making dentistry affordable for you and your family. We believe in a "no surprise" philosophy and will always present treatment recommendations, options and anticipated fees up front to help you make informed decisions about your care.

Dental Insurance

If you have dental insurance, we will help you research your coverage to understand your benefits. It is important to note that most dental insurance carriers generally don't "guarantee" benefit amounts in advance, as claim payments are determined after services are rendered. We will estimate the expected insurance payment using all of the information available to help you plan for the costs of your care.

We are participating providers for:

  • Blue Cross Blue Shield of Alabama
  • MetLife
  • Aetna
  • Southland (PEEHIP)

Carmichael Advantage Dental Savings PlanNo Insurance? No Problem!

For patients that do not have dental insurance, we now offer an in-house membership plan to help you budget for your dental health. This is an exciting program that allows you to pay for services that you and your family actual need, rather than paying for a coverage "pool" of services that you may never use! Your $360 individual annual membership fee includes two yearly preventive visits, examinations and necessary xrays, along with 20% savings on other dental procedures. Learn more about the Carmichael Advantage Dental Savings Plan.

Lending Club Patient Solutions

Our practice is pleased to present flexible payment plans through Lending Club Patient Solutions. Enjoy a selection of flexible plans with low fixed rates and monthly payments, no upfront payment, and no prepayment penalty.

It's easy to calculate your potential monthly payments. Simply complete a short application which displays fixed rates and monthly payments available for Extended Plans, all without impacting your credit score.

For more information, simply ask a team member or visit

We also accept:  MasterCard, Visa and Discover

Please Contact Carmichael Dental Care if you have questions regarding dental insurance or financial options available in our Montgomery dental practice.

Carmichael Dental Care complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. No representation is made that the quality of the dental services to be performed is greater than the quality of dental services performed by other dentists.